H.R. 10185
Part D Premium Protection Act of 2026
Summary:
• The "Part D Premium Protection Act of 2026" requires the Secretary of Health and Human Services to establish a temporary premium credit for Medicare prescription drug plan (PDP) enrollees for 2027.
• The credit amount equals the average premium reduction that applied to enrollees in the Part D Premium Stabilization Demonstration, calculated using premium data from January 1, 2025 through the last available day of 2026.
• PDP sponsors must reduce enrollees' 2027 premiums by the credit amount (but not below zero), with the Secretary reimbursing sponsors for the credited amounts.
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• The credit amount equals the average premium reduction that applied to enrollees in the Part D Premium Stabilization Demonstration, calculated using premium data from January 1, 2025 through the last available day of 2026.
• PDP sponsors must reduce enrollees' 2027 premiums by the credit amount (but not below zero), with the Secretary reimbursing sponsors for the credited amounts.
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