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H.R. 8141

Fair Credit Reporting Reseller Accuracy Act

📅 Sep 01, 2026
Summary:
• Amends the Fair Credit Reporting Act to require resellers of consumer report information to follow reasonable procedures to assure maximum possible accuracy of that information before transmitting it to an end user or another reseller
• Limits reseller liability by providing that a reseller cannot be held liable if it accurately communicates information it obtained from another consumer reporting agency
Additional Details:
• The bill is titled the "Fair Credit Reporting Reseller Accuracy Act" and accomplishes its changes by adding a new subsection (f) to Section 607 of the Fair Credit Reporting Act (15 U.S.C. 1681e)
• The term "reseller" as used in the new provision is defined by reference to the existing definition found in Section 603 of the Fair Credit Reporting Act, though that definition is not reproduced in this bill text
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